Ridesharing with Uber has transformed transportation. By simply using the Uber app, you can request a ride within minutes, simplifying the way we move around. As convenient as Uber is, it’s not without its risks. Collisions can occur, leading to potential passenger injuries.
In this article, typical Uber accident injuries, the process of determining fault, along with legal options for pursuing a claim.
Frequent Injuries from Uber Rides
An Uber accident can cause a wide range of injuries, especially if the driver is involved in an accident. Some of the most common injuries that occur include:
Cervical Strain: Whiplash often results from rear-end crashes, which can lead to significant discomfort. Symptoms can be delayed, making it harder to recognize early on.
Broken Bones: Broken bones are common in severe crashes. They may need surgery or prolonged recovery time.
Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. They can lead to lasting cognitive and health challenges.
Back and Spinal Cord Injuries: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.
Soft Tissue Injuries: Muscle injuries, including sprains and tears, often occur. Even though they might seem minor, they cause substantial pain.
Cuts and Lacerations: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.
Figuring Out Fault in Uber Injury Cases
Understanding who is liable in an los angeles uber accident injury Uber injury case is often complex. Various individuals and entities could be held accountable. Liability could fall on the Uber driver, other motorists, or other third parties.
The Uber Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. Examples include speeding, DUI, or violating traffic rules.
Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.
Uber as a Company: Uber may be liable in certain situations through its insurance policies. Uber offers up to $1 million in liability coverage during active rides.
Third-Party Liability: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In these cases, more than one party might share liability.
What Uber’s Insurance Covers in Accidents
Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Offline: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Active Uber Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. The legal process can help victims recover lost wages, medical expenses, and damages.